Effective Date: 10th April 2024
1. IntroductionWelcome to Uvuoma Microfinance Bank. These Terms and Conditions govern your use of our website and mobile application. By accessing or using our services, you agree to abide by these terms.
To use our services, you must be at least 18 years old or have the legal capacity to enter into agreements. By using our platform, you confirm that you meet these requirements.
3. Account Registration • Users must provide accurate and complete information during registration.
• You are responsible for maintaining the confidentiality of your account credentials.
• Any unauthorized use of your account must be reported immediately.
4. Services Provided Uvuoma Microfinance Bank offers various financial services, including but not limited to:
• Savings and deposit accounts
• Loan applications and disbursement
• Online fund transfers and bill payments
• Mobile banking services
5. Fees and Charges
• Transactions and account maintenance may incur fees as specified on our website or mobile app.
• Uvuoma Microfinance Bank reserves the right to modify fees with prior notice.
6. Privacy Policy Our Privacy Policy outlines how we collect, use, and protect your personal information. By using our services, you agree to our data handling practices.
7. Security
• Users must take precautions to protect their login credentials.
• Uvuoma Microfinance Bank employs security measures but is not responsible for breaches resulting from user negligence.
8. Transaction Limits and Restrictions
• We may impose transaction limits to comply with regulatory requirements.
• Certain transactions may require additional verification for security purposes.
9. Prohibited Activities
Users are prohibited from:
• Engaging in fraudulent or illegal transactions
• Attempting to hack or disrupt our services
• Using the platform for money laundering or terrorism financing
10. Liability Disclaimer
• Uvuoma Microfinance Bank is not liable for any direct or indirect damages resulting from the use of our services.
• Users assume all risks associated with electronic transactions.
11. Termination of Services
We reserve the right to suspend or terminate accounts that violate our terms or engage in suspicious activities.
12. Amendments to Terms
Uvuoma Microfinance Bank may update these Terms and Conditions at any time. Users will be notified of significant changes.
13. Governing Law
These Terms and Conditions are governed by the laws of Nigeria. Any disputes shall be resolved in Nigerian courts.
14. Contact Information
For inquiries or complaints, contact us at: Uvuoma Microfinance Bank, Umuahia, Abia State
Email: info@www.uvuoamfb.com
Phone: 07014723530